Rafay Khalid, Senior Industry Analyst
Mass Merchants, Sporting Goods, Apparel, Home Furnishings, Drug Stores & Distributors, Specialty Retail
Rafay Khalid is responsible for covering various companies in the retail sector. Before joining Global Credit Services, he worked at Standard & Poor’s as a credit and equity analyst. Prior to S&P, Mr. Khalid worked at various investment banks, where he focused on apparel, consumer, discount, electronics, hard lines, and specialty retail sectors. He has participated in initial public offerings, mergers and acquisitions, and secondary transactions for companies in these retail sectors. Mr. Khalid has the Chartered Financial Analyst (CFA) designation and holds an MBA from University of California, Irvine and a BA in Business Administration from California State University, Fullerton.